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Mortgages made simple, with no surprises.
First-Time Homebuyer
Get access to home loan programs with flexible options and down payment assistance, all designed to make your first purchase smooth and achievable.
Conventional Loans
Ideal for buyers with strong credit who want predictable terms and a wide range of property options. Our team helps make the process simple and understandable.
FHA Loans
A great choice for borrowers with lower credit scores or limited savings. FHA loans allow for reduced down payments and are backed by the Federal Housing Administration.
USDA Loans
Available to qualifying buyers in designated rural areas. These loans offer zero down payment and competitive interest rates.
VA Loans
For eligible veterans and active-duty service members, VA loans offer significant benefits, including no required down payment and limited closing costs.
Refinance Options
Lower your rate, reduce your monthly payment, or tap into your home’s equity. Whether you’re refinancing to save or invest, we’ve got you covered.
Helping you move forward— one step at a time.
Frequently Asked Questions
Is the Wegotyoumortgages service really free?
Yes, our service is 100% free for you. Lenders pay a commission for successful connections, but this does not affect the rates or terms they offer you. There are no hidden costs or obligations of any kind.
How many lenders will contact me?
Typically, between 3 and 5 qualified lenders will contact you within the first 24-48 hours. These lenders are specifically selected based on your profile and needs.
Does requesting information affect my credit score?
No. Completing our form does NOT affect your credit score. Only when you decide to formally apply with a specific lender will a full credit check (hard inquiry) be performed.
What documents do I need to apply for a loan?
You will generally need: proof of income (last 2 paystubs), tax returns for the last 2 years, bank statements, official identification, and information about current debts. The lender will guide you through the process.
Can I qualify with bad credit?
Yes, there are programs for different credit profiles. FHA loans, for example, accept scores starting at 580. We will connect you with lenders who specialize in your specific situation.
How long does the approval process take?
The time varies depending on the type of loan and your specific situation, but typically the entire process takes between 30-45 days from application to closing. Pre-approval can be obtained in 24-72 hours.
Ready to Find Your Ideal Loan?
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important information
This is not a loan application. Lead Bros SRL is not a lender or mortgage broker. We operate as a connection service that facilitates contact between consumers and licensed lenders.
Your information may be shared with licensed lenders who may contact you to discuss mortgage loan options. By submitting this form, you authorize these lenders to contact you by phone, email, or SMS, even if your number is on the National Do Not Call Registry.
No guarantee of approval. Loan approval is subject to each individual lender's review and criteria. Rates, terms, and availability vary by lender.